Work with Stephanie
As an experienced LGBTQ CERTIFIED FINANCIAL PLANNER™ and Wealth Manager, I’ve been serving the professional LGBTQ community for more than 20 years. After spending the majority of my career with traditional, stuffy Wall Street firms, I decided there had to be a better way to serve the people and beloved allies of my community. Thus began the journey of Sammons Wealth Management.
The clients who benefit most from working 1-on-1 with me are typically within 5 to 15 years from retirement and have financial assets over $750k.
As a private boutique financial firm, I limit the number of clients that I work with in order to build strong, long-lasting relationships and provide highly personalized service.
Dedicated to Real Financial Planning
Many financial advisors say that they do financial planning, but in reality, they don’t. Mostly they are interested in managing your investment portfolio. However, it’s the financial planning process that drives the investment management decisions.
In-depth financial planning done right is a very thoughtful and time consuming process that goes way beyond your investment portfolio. Through the financial planning process, we can define your unique life goals and make sure that your financial assets and actions are aligned with those goals.
I believe that my role is to serve as a “financial life” partner to my clients. By blending our relationship with today’s financial planning technology, together we can engage in the ongoing process of real financial planning to guide you to and through retirement.
Real financial planning takes into account your money AND your life.
We rely on in-depth academic research from our partner firms for constructing and managing your investment portfolio. A globally diversified and tax-efficient investment strategy provides the best opportunity to capture performance from around the world with less risk.
To create your customized portfolio, we incorporate all of your investment accounts and other relevant assets, human capital (current and future earnings), tax situation, capacity for risk, time horizon, and funds available for saving to construct a portfolio that is aligned with your financial plan, life, and legacy goals.
Fiduciary and Fee-Only
As a Fee-Only Registered Investment Advisor, I do not charge commissions, sell products, or accept referral fees from third parties. This structure is quite different from a wire-house or brokerage firm as it removes all potential conflicts of interest and allows me to serve the best interests of my clients at all times.
My cost structure is based on a percentage of assets under management (or advisement) and billed quarterly in advance. Services include ongoing financial, tax, and retirement planning as well as investment management:
Up to the first $1,000,000 at 1%
$1,000,001 to $2,000,000 at .75%
$2,000,001 to $5,000,000 at .60%
$5,000,000+ at .375%
*Minimum annual fee is $5k
On a very limited basis I will take on project-based planning engagements that are billed at my hourly rate. I also help business owner clients develop and manage retirement benefit plans including 401k, Profit Sharing, and Cash Balance plans.
Sammons Wealth Management client assets are held at TD Ameritrade Institutional, an established and reputable custodian that aligns with my firm’s mission and values.
Schedule a complimentary introductory call with Stephanie below: